Loan Resources & Guides

Straightforward, borrower-friendly guides to help you make confident loan decisions.

How much personal loan can I get on my salary?

Understand how lenders use income, FOIR and credit profile to decide your eligible personal loan amount.

Learn when transferring your home loan can help — and how to weigh the rate difference against transfer costs.

How combining multiple loans and credit-card dues into one EMI works, and who it typically suits.

The paperwork lenders usually ask for — from GST returns to bank statements — and how to prepare.

Compare secured LAP with unsecured personal loans on amount, tenure, pricing and use-cases.

Practical, realistic steps to strengthen your credit profile ahead of a loan application.

More in-depth articles are being added. In the meantime, each guide links to the relevant loan page where you can check eligibility.

Talk to a BankEzee loan advisor for personalised guidance.